This Website is for illustrative, informational purposes only.  While Harman Stone Corp. believes the information to be accurate, final rates, benefits and group and/or individual acceptability will be determined at the appropriate time by the underwriting carrier.  No warranties are made regarding rates, underwriting requirements, transfer benefits, nor industry acceptability.

This site, in certain instances, describes results obtained in matters handled for clients of Harman Stone Corporation.  These descriptions are intended only to provide information about our activities and experiences and should not be construed as any guarantee or assurance of future results.  The results described were dependent on a variety of facts and circumstances unique to the particular clients and matters described.  Past results are not a guarantee of the future results.  We do not make any guarantee, promise or other assurance that the same or similar results can be obtained in any matter we may undertake, and you should not assume that a similar result or outcome can be obtained.

Harman Stone Corp. generates this Website for its clients and prospective clients in order to ease the decision making process.  Harman Stone Corp. insists that all of our clients and prospective clients consult not only this Website, but also primarily the actual carrier illustrations and brochures.  The information contained on this site is provided for informational purposes only, is neither legal nor accounting advice, and should not be construed as legal or accounting advice in any manner on any subject matter.

You should not act or refrain from acting on the basis of any content included on this site without seeking proper legal, accounting or other professional advice.  The contents of this site contains general information and may not reflect current legal or accounting developments that may address your situation.  Harman Stone Corporation disclaims all liability for actions you take or fail to take based on any content on this site.

Any information sent to us via e-mail or through this site is not secure and will not be treated as confidential.  This site contains links to other web sites.  We are not responsible for the privacy practices or the content of such web sites, and we do not endorse such sites.

Please direct all inquiries to:

Harman Stone Corporation
2095 Exeter Road
Suite 106
Germantown, Tennessee 38138
Offices: (901) 756-1212