Commercial Insurance Offered
Business Owner's Package (BOP) Policy
The BOP package takes a “homeowners” approach to commercial insurance for your small or medium sized business and includes a menu of other insurance coverages included with the package.
Commercial Package Policy (CPP)
A Commercial Package Policy (CPP) is an plan that combines coverage for multiple perils, such as liability and property risk, enabling a business to take a flexible approach to obtaining insurance coverage.
Workers Comp Insurance
Workers Comp is insurance providing compensation and treatment to employees injured in exchange for the relinquishment of the employee’s right to sue for negligence.
Commercial General Liability (CGL)
The CGL is extraordinarily broad and insures against liability for bodily injury, property damage as well as personal and advertising injury liability.
Commercial Property Insurance
Commercial Property Insurance protects business property from fire, theft or natural disasters for manufacturers, retailers, and service businesses.
Business Interruption Insurance
Business Interruption Insurance covers against loss of income after a related claim due to business closing, suffering, business restoration and/or the rebuilding process.
Builder's Risk Insurance
Business Interruption Insurance covers against the loss of income after a related claim due to your business closing, suffering, a business restoration or the rebuilding process after the claim.
Employment Practices Liability Insurance
Employment Practices Liability Insurance covers against claims by workers that their legal rights have been violated. It covers against wrongful acts arising from the employment process.
Surety
Bonds
A Surety Bond is a contract to become liable for default, debt or failure of another party or parties. Surety bonds can be invaluable in protecting small businesses in meeting contractual obligations.