Commercial Monoline Insurance
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Commercial Monoline Policy


commercial monoline harman stone
A Monoline Insurance Policy is a policy that covers one type of insurance; for example, Workers' Compensation and Commercial Auto are often written as single, or monoline, coverage.

As an example, a physician's office may have a Commercial Package Policy (C.P.P.) that covers:



But, in addition they also carry coverage from a Monoline Policy for:


A package policy includes two or more lines of insurance coverage.  Commercial package policies generally bundle property, crime, inland marine, general liability, and auto - or any combination of these - into one ‘packaged’ policy.  Of course, these are very basic generalizations and do not contain all information.

Employee Benefits for Small and Medium Sized Businesses

Employee Benefits
Employee Benefits
For most of history, employees did not receive any type of “employee benefits.”  They simply received their direct wages for time actually worked.  Beginning in the 1940’s, this changed.During World War II and the years immediately ...
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Group Health Insurance for Small & Mid Sized Businesses

Group Health Insurance
Group Health Insurance
Group Health Insurance Group health insurance is a policy that is purchased by an employer and coverage under it is offered to eligible employees and their families.  This is not only an employee benefit the employee receives for working for ...
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Workers' Compensation Insurance for Small and Medium Sized Businesses

Workers' Compensation Insurance
Workers' Compensation Insurance
Commercial Insurance
Workers’ compensation is a form of insurance that covers the medical and rehabilitation costs of employees if they’re injured on the job, as well as some lost wages.  Generally, having insurance that covers these costs means employees give ...
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