Small Businesses (2-50 employees)

Who We Help: Small Businesses (2-50 Employees)


Small Business Harman Stone


Small businesses are privately owned corporations, partnerships, or sole proprietorships that have between 2 to 50 employees generally.  Small businesses include service and retail businesses such as convenience stores, small grocery stores, bakeries, barbershops, hairdressers, carpenters, electricians, restaurants, small-scale manufacturing, web designers and computer programming.  Small businesses also include professionals such as lawyers, accountants, dentists and physicians.  Small businesses vary a great deal in terms of size, revenues and regulatory authorization.

Harman Stone works with businesses of all sizes, but we specialize in small and mid-sized businesses and organizations.  We help our clients to define, devise and bring forth inventive solutions to critical risk issues.  We bring an unparalleled expertise, experience, and collaboration to each and every client interaction.

We offer a wide-range of employee benefit coverages and services, insurance products, risk management services, commercial property and casualty packages, as well as an equally comprehensive menu of human resource consulting services.

Since 1994, Harman Stone’s clients entrusted our firm for invaluable advice, quality representation in the marketplace, clarity in a challenging business environment, and a partnership seeking new opportunities for profit, growth and prosperity.  We’re a wholly owned business and financial services firm dealing in products, services, and consulting advice in areas of risk, solutions and people.  We assist our clients foresee and engage ever difficult challenges and technologies boldly and courageously.

Let us help you protect your way of life through insurance protection and financial planning.  Call us soon to see about a time when we can sit down for a few minutes and discuss your needs, circumstances, and preferences, as well as possible ways we can be of assistance.  Thank you for your time and consideration.

Harman Stone Corporation firmly believes that "Small Business Drives America™."

Employee Benefits for Small and Medium Sized Businesses

Employee Benefits
Employee Benefits
For most of history, employees did not receive any type of “employee benefits.”  They simply received their direct wages for time actually worked.  Beginning in the 1940’s, this changed.During World War II and the years immediately ...
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Group Health Insurance for Small & Mid Sized Businesses

Group Health Insurance
Group Health Insurance
Group Health Insurance Group health insurance is a policy that is purchased by an employer and coverage under it is offered to eligible employees and their families.  This is not only an employee benefit the employee receives for working for ...
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Workers' Compensation Insurance for Small and Medium Sized Businesses

Workers' Compensation Insurance
Workers' Compensation Insurance
Commercial Insurance
Workers’ compensation is a form of insurance that covers the medical and rehabilitation costs of employees if they’re injured on the job, as well as some lost wages.  Generally, having insurance that covers these costs means ...
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