Middle Tennessee

Who We Help: Middle Tennessee

Middle Tennessee Franklin Harman Stone

Harman Stone Corp. is an employee benefit, insurance services, commercial insurance, and human resource brokerage and consulting firm based in Memphis, Tennessee, serving the Mid-South, Mississippi and Tennessee River Valleys.  We’re currently licensed to conduct business in Alabama, Arkansas, Mississippi, and Tennessee.

We help clients to anticipate, qualify, quantify and understand a wide range of risks faced by their company, its owners and/or shareholders, and their employees.  In the uncertain business world we find ourselves, we want your business to survive and prosper for generations.

Harman Stone works with businesses of all sizes, but we specialize in small and mid-sized businesses and organizations.  We help our clients to define, devise and bring forth inventive solutions to critical risk issues.  We bring an unparalleled expertise, experience, and collaboration to each and every client interaction.

We offer a wide-range of employee benefit coverages and services, insurance products, risk management services, commercial property and casualty packages, as well as an equally comprehensive menu of human resource consulting services.

We proudly serve the following cities and counties in Middle Tennessee:

     Franklin and Greater Williamson County, Tennessee

     Pulaski and Greater Giles County, Tennessee

     Fayetteville and Greater Lincoln County, Tennessee

     Lewisburg and Greater Marshall County, Tennessee

     Dunlap and Greater Sequatchie County, Tennessee

     Altamont and Greater Grundy County, Tennessee

     Spencer and Greater Van Buren County, Tennessee

     Woodbury and Greater Cannon County, Tennessee

     McMinnville and Greater Warren County, Tennessee

     Manchester and Greater Coffee County, Tennessee

     Winchester and Greater Franklin County, Tennessee

     Smithville and Greater DeKalb County, Tennessee

     Sparta and Greater White County, Tennessee

     Celina and Greater Clay County, Tennessee

     Livingston and Greater Overton County, Tennessee

     Byrdstown and Greater Pickett County, Tennessee

     Lafeyette and Greater Macon County, Tennessee

     Jamestown and Greater Fentress County, Tennessee

HarmanStoneCorpSealSmallestHarman Stone Corporation

1113 Murfreesboro Road
Suite 106  Box 304
                Franklin, Tennessee  U.S.A.
                (by appointment only)
             Offices         (615) 791-8082

Employee Benefits for Small and Medium Sized Businesses

Employee Benefits
Employee Benefits
For most of history, employees did not receive any type of “employee benefits.”  They simply received their direct wages for time actually worked.  Beginning in the 1940’s, this changed.During World War II and the years immediately ...
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Group Health Insurance for Small & Mid Sized Businesses

Group Health Insurance
Group Health Insurance
Group Health Insurance Group health insurance is a policy that is purchased by an employer and coverage under it is offered to eligible employees and their families.  This is not only an employee benefit the employee receives for working for ...
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Workers' Compensation Insurance for Small and Medium Sized Businesses

Workers' Compensation Insurance
Workers' Compensation Insurance
Commercial Insurance
Workers’ compensation is a form of insurance that covers the medical and rehabilitation costs of employees if they’re injured on the job, as well as some lost wages.  Generally, having insurance that covers these costs means ...
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Private Individual and Family Health Insurance

Individual and Family Health ...
Individual and Family Health ...
Individual and Family Health Insurance
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Medicare Supplement and Medicare Advantage Plans

Medicare is a federal social insurance program, administered by the U.S. government since 1966, currently using around fifty private insurance companies across the United States under contract for administration.  The Medicare program is funded ...
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Commercial Insurance Packages for Small Businesses

Commercial Insurance Practice
Commercial Insurance Practice
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